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Tuesday 18 June 2013

With the increasing number of individuals who have vehicles, the rate of vehicular accidents also increased. From drunk and reckless drivers, youngsters and first-timers and individuals who use mobile gadgets while driving, all of these make the roads harmful and threatening. These factors have contributed to the alarming rate of accidents today. Other than these people, the environment and the other fellow drivers are also vulnerable casualties on the road.

If you unfortunately become one of the casualties of a motor accident, you are instantly eligible for payments, and you may receive up to $5,000.00 for your medical and rehabilitation treatments, as well as loss of earnings due to the injuries you sustained due to the accident. This payment is not limited to victims, however; every person injured in the motor vehicle accident, including the person at fault, is eligible to receive this amount.

Based on some reports from reliable and competent motor accident lawyers, these benefits can only be received after you have completed the Accident Notification Form. This form is used in order to gather information about the incident like the date and time, the place, the plate number of the vehicle involved in the accident, police reference digits and also the medical certification. This form must be accomplished within the 28-day period. This gives individuals a chance to sustain the benefits they deserve after the horrible incident.

The payments from the CTP insurer pursuant to the Accident Notification form are limited to six months and are only for treatment costs and losses incurred due to the accident. $5,000.00 may not be enough, especially if you incurred grave injuries and they incapacitate you longer than that six-month period. To receive the financial subsidy you require to fully recover, you would have to file a Personal Injury Claim Form with the CTP insurer. For this you can specify a reasonable amount (supported by all required and relevant information pertaining to the injuries caused by the accident) for both economic and non-economic losses.

In case that an individual has a permanent impairment due to the accident, there are some factors that need to be addressed in order to get the right payment. Additionally, there is a thorough assessment based on the Motor Accidents Authority Permanent Impairment Guideline. After which the MAPIG will determine your injuries you sustained and give you the payment that you deserve.


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